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United Community Banks, Inc.

UCBI Stock Analysis

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Dividend Score

Dividend Score ranks stocks based on metrics important to dividend investors, helping you identify companies with a history of consistent dividends and the financial strength

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Dividend Stability

UCBI has maintained stable dividend payments over the past 10 years with no cuts over 5%.

Dividend Growth

UCBI's dividend payments have shown moderate growth, growing by 5.922% annually over the last 5 years.

Earnings Growth

UCBI's earnings have shown very poor growth, growing by 0.196% over the last 5 years. Poor earnings growth or decline indicates potential struggles to maintain dividend levels, which may lead to cuts and affect overall returns.

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About United Community Banks, Inc.

Banks - Regional
Financial Services

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking, savings, money market, and other deposit accounts...

United Community Banks, Inc. Key Metrics

Market Cap
$3B
52 Weeks Low
$21.63
52 Weeks High
$31.96
Dividend Yield
3.28%
P/E
17.46x
P/S
2.54x

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United Community Banks, Inc. Dividends

Dividend Yield
3.28%
Payout Ratio
44.71%
Dividend Amount Per Share
$0.92
Last Ex-Dividend Date
Sep 16, 2024

UCBI Dividend Safety

UCBI paid out 44.71% of its $188M earnings as dividends over the last 12 months.

Safe

  1. Very Unsafe

  2. Unsafe

  3. Somewhat Safe

  4. Safe

  5. Very Safe

Dividend Payout Ratio

UCBI's Dividend Payout Ratio of 44.71% is considered safe for the Financial Services sector, indicating that the company retains enough earnings to support business growth.

Interest Rate Coverage

UCBI's Interest Coverage Ratio of 0.579 poses a risk, signaling financial challenges due to insufficient earnings to cover interest expenses.

Income Quality

UCBI shows excellent income quality with a ratio of 1.576. This indicates high-quality earnings and low risk of dividend cuts.

UCBI Dividend Growth

United Community Banks, Inc.(UCBI) offers a dividend yield of 3.28% and pays $0.92 in dividends per share. Explore the historical dividend growth of UCBI.

Dividend Stability

UCBI has maintained stable dividend payments over the past 10 years with no cuts over 5%.

Dividend Growth

UCBI's dividend payments have shown moderate growth, growing by 5.922% annually over the last 5 years.

Earnings Growth

UCBI's earnings have shown very poor growth, growing by 0.196% over the last 5 years. Poor earnings growth or decline indicates potential struggles to maintain dividend levels, which may lead to cuts and affect overall returns.

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UCBI Analyst Forecasts

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UCBI Financials

UCBI Income Statement Key Metrics

  • Revenue(TTM)1.30 B
  • Gross Profit(TTM)1.09 B
  • EBITDA(TTM)55.91 M
  • Net Income(TTM)190.83 M
  • EPS Diluted(TTM)1.56

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UCBI earnings and revenue history

Gross Profit Margin vs Peers

Profit margin ratio of UCBI (1) is higher than the average of its peers (0.976).

Net Profit Margin vs Peers

Net profit margin ratio of UCBI (0.143) is lower than the average of its peers (0.209).

UCBI Return on Equity

See how efficiently UCBI generates profit for it's shareholders.

5.75%

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100

  1. Poor

  2. Average

  3. Strong

Return on Equity vs Peers

Return on Equity ratio of UCBI (0.058) is lower than the average of its peers (0.097).

Return on Equity Growth

UCBI's Return on Equity has shown poor growth over the past 10 years, increasing by only -4.53%.

UCBI Revenue Growth

See how UCBI has grown it's revenue over the past 10 years.

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Revenue Growth

UCBI's revenue has grown significantly over the past 10 years, increasing by over 16.77%.