Page title
Section title
- Dividend Yield
- 3.28%
- Payout Ratio
- 44.71%
- Dividend Amount Per Share
- $0.92
- Last Ex-Dividend Date
- Sep 16, 2024
UCBI Dividend Safety
UCBI paid out 44.71% of its $188M earnings as dividends over the last 12 months.
Safe
Very Unsafe
Unsafe
Somewhat Safe
Safe
Very Safe
Dividend Payout Ratio
UCBI's Dividend Payout Ratio of 44.71% is considered safe for the Financial Services sector, indicating that the company retains enough earnings to support business growth.
Interest Rate Coverage
UCBI's Interest Coverage Ratio of 0.579 poses a risk, signaling financial challenges due to insufficient earnings to cover interest expenses.
Income Quality
UCBI shows excellent income quality with a ratio of 1.576. This indicates high-quality earnings and low risk of dividend cuts.
UCBI Dividend Growth
United Community Banks, Inc.(UCBI) offers a dividend yield of 3.28% and pays $0.92 in dividends per share. Explore the historical dividend growth of UCBI.
Dividend Stability
UCBI has maintained stable dividend payments over the past 10 years with no cuts over 5%.
Dividend Growth
UCBI's dividend payments have shown moderate growth, growing by 5.922% annually over the last 5 years.
Earnings Growth
UCBI's earnings have shown very poor growth, growing by 0.196% over the last 5 years. Poor earnings growth or decline indicates potential struggles to maintain dividend levels, which may lead to cuts and affect overall returns.
UCBI Dividend Yield Attractiveness
United Community Banks, Inc.(UCBI) provides a dividend yield of 3.28%. Compare this with the averages of its peers, industry, and sector to see how it stacks up.
Yield %
2.47%
3.28%
3.73%
4.13%
Dividend Yield
UCBI's dividend yield of 3.28% is considered good compared to the sector average of 3.73%, providing a strong safety margin for investors.
UCBI Cash Flow
Over the past 12 months, UCBI generated $829M in revenue, produced $234M in free cash flow, and distributed $116M in dividends.
Free Cash Flow Growth
UCBI's free cash flow has grown by 10.74% annually over the last 5 years, indicating a strong ability to generate cash and support dividend payments.
UCBI Free Cash Flow and Dividends Paid
This chart shows the Free Cash Flow (FCF) and the portion of FCF used to pay dividends each year by United Community Banks, Inc.. The filled portion of the bar represents the dividends paid, while the remaining portion represents the remaining FCF.