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Live Oak Bancshares, Inc.

LOB Stock Analysis

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Dividend Score

Dividend Score ranks stocks based on metrics important to dividend investors, helping you identify companies with a history of consistent dividends and the financial strength

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Dividend Stability

LOB has shown inconsistent dividend payments over the past 9 years with 1 cuts over 5%.

Dividend Growth

LOB's dividend payments have shown very poor growth, growing by 0% over the last 5 years.

Earnings Growth

LOB's earnings have grown by 32.589% annually over the last 5 years. This strong earnings growth suggests a stable and increasing income stream, supporting the sustainability and potential growth of dividend payouts.

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About Live Oak Bancshares, Inc.

Banks - Regional
Financial Services

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits...

Live Oak Bancshares, Inc. Key Metrics

Market Cap
$2B
52 Weeks Low
$26.11
52 Weeks High
$50.57
Dividend Yield
0.26%
P/E
24.72x
P/S
4.74x

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    Live Oak Bancshares, Inc. Dividends

    Dividend Yield
    0.26%
    Payout Ratio
    4.92%
    Dividend Amount Per Share
    $0.12
    Last Ex-Dividend Date
    Sep 03, 2024

    LOB Dividend Safety

    LOB paid out 4.92% of its $74M earnings as dividends over the last 12 months.

    Safe

    1. Very Unsafe

    2. Unsafe

    3. Somewhat Safe

    4. Safe

    5. Very Safe

    Dividend Payout Ratio

    LOB's Dividend Payout Ratio of 4.918% is considered safe for the Financial Services sector, indicating that the company retains enough earnings to support business growth.

    Interest Rate Coverage

    LOB's Interest Coverage Ratio of -0.174 poses a risk, signaling financial challenges due to insufficient earnings to cover interest expenses.

    Income Quality

    LOB shows excellent income quality with a ratio of 8.391. This indicates high-quality earnings and low risk of dividend cuts.

    LOB Dividend Growth

    Live Oak Bancshares, Inc.(LOB) offers a dividend yield of 0.26% and pays $0.12 in dividends per share. Explore the historical dividend growth of LOB.

    Dividend Stability

    LOB has shown inconsistent dividend payments over the past 9 years with 1 cuts over 5%.

    Dividend Growth

    LOB's dividend payments have shown very poor growth, growing by 0% over the last 5 years.

    Earnings Growth

    LOB's earnings have grown by 32.589% annually over the last 5 years. This strong earnings growth suggests a stable and increasing income stream, supporting the sustainability and potential growth of dividend payouts.

    More on Dividends

    LOB Analyst Forecasts

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    LOB Financials

    LOB Income Statement Key Metrics

    • Revenue(TTM)467.62 M
    • Gross Profit(TTM)743.79 M
    • EBITDA(TTM)141.28 M
    • Net Income(TTM)89.61 M
    • EPS Diluted(TTM)1.98

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    LOB earnings and revenue history

    Gross Profit Margin vs Peers

    Profit margin ratio of LOB (1.587) is higher than the average of its peers (0.935).

    Net Profit Margin vs Peers

    Net profit margin ratio of LOB (0.170) is lower than the average of its peers (0.268).

    LOB Return on Equity

    See how efficiently LOB generates profit for it's shareholders.

    8.19%

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    100

    1. Poor

    2. Average

    3. Strong

    Return on Equity vs Peers

    Return on Equity ratio of LOB (0.082) is lower than the average of its peers (0.092).

    Return on Equity Growth

    LOB's Return on Equity has shown poor growth over the past 10 years, increasing by only -2.86%.

    LOB Revenue Growth

    See how LOB has grown it's revenue over the past 10 years.

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    Revenue Growth

    LOB's revenue has grown significantly over the past 10 years, increasing by over 18.88%.