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Live Oak Bancshares, Inc. Dividends Banner

Live Oak Bancshares, Inc. Dividends

LOB Stock Analysis

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Section title

Dividend Yield
0.26%
Payout Ratio
4.92%
Dividend Amount Per Share
$0.12
Last Ex-Dividend Date
Sep 03, 2024

LOB Dividend Safety

LOB paid out 4.92% of its $74M earnings as dividends over the last 12 months.

Safe

  1. Very Unsafe

  2. Unsafe

  3. Somewhat Safe

  4. Safe

  5. Very Safe

Dividend Payout Ratio

LOB's Dividend Payout Ratio of 4.918% is considered safe for the Financial Services sector, indicating that the company retains enough earnings to support business growth.

Interest Rate Coverage

LOB's Interest Coverage Ratio of -0.174 poses a risk, signaling financial challenges due to insufficient earnings to cover interest expenses.

Income Quality

LOB shows excellent income quality with a ratio of 8.391. This indicates high-quality earnings and low risk of dividend cuts.

LOB Dividend Growth

Live Oak Bancshares, Inc.(LOB) offers a dividend yield of 0.26% and pays $0.12 in dividends per share. Explore the historical dividend growth of LOB.

Dividend Stability

LOB has shown inconsistent dividend payments over the past 9 years with 1 cuts over 5%.

Dividend Growth

LOB's dividend payments have shown very poor growth, growing by 0% over the last 5 years.

Earnings Growth

LOB's earnings have grown by 32.589% annually over the last 5 years. This strong earnings growth suggests a stable and increasing income stream, supporting the sustainability and potential growth of dividend payouts.

LOB Dividend Yield Attractiveness

Live Oak Bancshares, Inc.(LOB) provides a dividend yield of 0.26%. Compare this with the averages of its peers, industry, and sector to see how it stacks up.

Yield %

LOB

Peers

Sector

Industry

0.26%

2.30%

3.73%

4.13%

Dividend Yield

LOB's dividend yield of 0.26% is considered good compared to the sector average of 3.73%, providing a strong safety margin for investors.

LOB Cash Flow

Over the past 12 months, LOB generated $427M in revenue, produced $431M in free cash flow, and distributed $5M in dividends.

100%75%50%25%0%

Free Cash Flow Growth

LOB's free cash flow has grown by 41.586% annually over the last 5 years, indicating a strong ability to generate cash and support dividend payments.

LOB Free Cash Flow and Dividends Paid

This chart shows the Free Cash Flow (FCF) and the portion of FCF used to pay dividends each year by Live Oak Bancshares, Inc.. The filled portion of the bar represents the dividends paid, while the remaining portion represents the remaining FCF.